Low Doc Home Loan
Police & Nurses Low Doc Home Loan is designed especially for self employed borrowers who have an irregular stream of income.
If you earn enough to meet your repayments, but can't meet the 'proof of income' requirements for a standard home loan, our Low Doc Home Loan could be the ideal solution.
- Available for owner occupiers and residential property investors
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Interest Rate (%pa) |
Variable interest rate |
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Choice of repayment options |
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Pay off your loan faster* |
You can make additional repayments |
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Offset account |
Mortgage Breaker Offset Account available for owner occupiers. 100% interest offset option. Uses your savings to reduce your home loan interest |
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Top up your loan* |
Use the equity in your home to borrow additional funds (eg. for a new car or renovations) Minimum top up $5,000 |
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Redraw facility* |
Redraw facility is available. Allows you to access additional repayments you have made Minimum redraw $2,000 |
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Minimum loan amount |
$20,000 |
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Loan fees and charges |
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Loan term |
5 - 30 years |
Contact us on 13 25 77 for further information or visit your nearest Police & Nurses branch.
Disclaimer: All home loans are subject to application approval. Standard lending criteria, terms, conditions, fees and charges apply. ^The Comparison Rate is based on a loan of $150,000 for a term of 25 years with repayments made monthly. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. You can view the Comparison Rate Schedule or request a copy from any Police & Nurses branch. Conditions may vary in different states. Please contact Police & Nurses Credit Society for further information.