Lifestyle Home Loan
If you require a home loan with additional features such as an offset account or discount introductory rate, Police & Nurses Lifestyle Home Loan offers choice and flexibility.
There are three home loan options available, allowing you to select the features of most benefit to you.
- Standard variable interest rate
- Available for owner occupiers and residential property investors
- Up to 40 year loan term#
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Interest Rate (%pa) |
Standard variable interest rate |
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Choice of features |
Discounted introductory interest rate for the first 12 months of your loan; or |
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Mortgage Breaker Offset Account. 100% interest offset facility. Uses your savings to reduce your home loan interest; or | |
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You can opt to have both the introductory interest rate and the Mortgage Breaker Offset Account. | |
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Choice of repayment options |
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Pay off your loan faster* |
You can make additional repayments |
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Top up your loan* |
Use the equity in your home to borrow additional funds (eg. for a new car or rennovations) Minimum top up $5,000 |
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Redraw facility* |
A redraw facility is available. Allows you to access additional repayments you have made Minimum redraw $2,000 |
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Minimum loan amount |
$20,000 (30 year term) |
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Fees and charges |
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Loan term |
5 - 40 years |
Contact us on 13 25 77 for further information or visit your nearest Police & Nurses branch.
#Applies to owner occupier loans only and where Lenders Mortgage Insurance is required, a minimum loan term of 5 years and a minimum loan amount of $150,000 and maximum loan amount of $1 million applies.
Disclaimer: All home loans are subject to application approval. Standard lending criteria, terms, conditions, fees and charges apply. ^The Comparison Rate is based on a loan of $150,000 for a term of 25 years with repayments made monthly. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. You can view the Comparison Rate Schedule or request a copy from any Police & Nurses branch. Conditions may vary in different states. Please contact Police & Nurses Credit Society for further information.