Our Home Loans At A Glance
| Lifestyle Standard Variable Home Loan |
Easypay Low Variable Home Loan |
Fixed Rate Home Loan | Low Doc Home Loan | Equity Access | Bridging Loan | |
| Available for owner occupiers | Yes | Yes | Yes | Yes | Yes | Yes |
| Available for residential property investors | Yes | Yes | Yes | Yes | Yes | Yes |
| Discounted introductory interest rate | Yes | N/A | N/A | N/A | N/A | N/A |
| Choice of weekly, fortnightly or monthly repayments | Yes | Yes | Monthly repayments required | Yes | Monthly repayments required when full credit limit is drawn | Yes |
| Additional repayments allowed* | Yes | Yes | N/A | Yes | Yes | Yes |
| Interest only repayments for up to 5 years | Yes | Yes | Yes - for residential investment properties only | N/A | N/A | Yes |
| 100% Offset Account option | Yes | Yes^ | N/A | Yes - for owner occupier property loans only | N/A | N/A |
| Redraw facility available* | Yes | Yes | N/A | Yes | Yes | N/A |
| Loan top ups available* | Yes | Yes | N/A | Yes | N/A | N/A |
| Netlink online banking, Phonelink telephone banking access | Yes | Yes | Yes | Yes | Yes | Yes |
Need help selecting your loan?
If you would like assistance with selecting the best home loan option for your situation, please contact us on 13 25 77 or visit your nearest Police & Nurses branch. Our experienced home loan consultants are available to help guide you through the home buying process.
View our current interest rates.
View our current fees and charges.
^100% offset benefit (available to owner occupiers only) is against the Easypay Home Loan and only applies when a minimum of $500 of your pay is electronically deposited per calendar month.
Disclaimer: All home loans are subject to application approval. Standard lending criteria, terms, conditions, fees and charges apply. Conditions may vary in different states. Please contact Police & Nurses Credit Society for further information.













