Easypay Home Loan
Police & Nurses Easypay Home Loan is designed to help you repay your home loan as quickly as possible.
- Ongoing low variable interest rate
- Option of a 100% offset account^
- Available for owner occupier & investment properties
- Up to 40 year loan term*
- Interest only option available#
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Interest Rate (%pa) |
Ongoing low variable interest rate |
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Your repayment options |
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Pay off your loan faster |
You can make additional repayments |
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Top up your loan |
Use the equity in your home to borrow additional funds (eg. for a new car or rennovations) Minimum top up $5,000 |
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Redraw facility |
A redraw facility is available. Allows you to access additional repayments you have made Minimum redraw $2,000 |
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Minimum loan amount |
$20,000 |
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Fees and charges |
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Loan term |
5 - 40 years. |
Contact us on 13 25 77 for further information or visit your nearest Police & Nurses branch.
*The 40 year term applies to owner occupier only; for principle & interest loans with a minimum of 5 years. #Interest-only option applies for owner-occupier and investment purposes (no principle repayments) and is available for loan terms 3 to 5 years. ^100% offset applies to owner occupier loans only and needs to be linked to an Easypay Mortgage Breaker Account (terms, conditions, fees, and charges apply).
Disclaimer: All home loans are subject to application approval. Standard lending criteria, terms, conditions, fees and charges apply. ^The Comparison Rate is based on a loan of $150,000 for a term of 25 years with repayments made monthly. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. You can view the Comparison Rate Schedule or request a copy from any Police & Nurses branch. Conditions may vary in different states. Please contact Police & Nurses Credit Society for further information.