Home Loans
Choosing a home loan to suit your needs and circumstance can be just as difficult as finding the right property. We can help. With a wide range of home loan options to choose from, we will help you find the one that's best for you.
Compare our home loan range at a glance from the handy reference table below. Select a Police & Nurses home loan to view more benefits and features.
View our current interest rates.
View our current fees and charges.
|
Loan Name |
Loan Features |
Available For |
|
Low variable interest rate home loan. Very low interest rate to help you pay it off faster. Up to 40 year loan term and the option of an offset account. |
Owner occupiers/Investment | |
|
Standard variable home loan with a choice of features. Select the Lifestyle Home Loan option below that best suits your needs. Interest only repayments available for all Lifestyle Home Loan options. |
||
|
Introductory rate for first 12 months. |
Owner occupiers Residential property investors | |
|
Offset your interest with a Mortgage Breaker Offset Account. |
Owner occupiers Residential property investors | |
|
You can opt to have both the introductory interest rate and the Mortgage Breaker Offset Account. |
Owner occupiers Residential property investors | |
|
Fixed interest rate home loan for a three of five year term. Interest only repayments available for residential investment properties*. |
Owner occupiers Residential property investors | |
|
Home loan with a low documentation requirement for self employed borrowers. |
Owner occupiers Residential property investors | |
|
Mortgage secured overdraft that operates as a loan and transaction account in one. Borrow up to 80% of the value of your home. |
Owner occupiers Residential property investors | |
|
Short term solution for those who need finance to purchase a new property before their existing property has been sold. Interest only repayments available*. |
Owner occupiers Residential property investors | |
|
(Reverse Mortgage) Borrow against the equity in your home to boost your retirement income. |
Seniors (the youngest person listed on the mortgage must be over 60 years of age) | |
|
Finance for business owners. Interest only repayments available.* |
Business owners |
Plus for all of our loans we offer:
- An easy, hassle free application process
- Fast approvals
- A 20% discount on your settlement costs with Police & Nurses Conveyancing
- Competitive loan protection, home and contents, and landlord's insurance premiums
Like to know more?
Contact us on 13 25 77, make an online enquiry or visit your nearest Police & Nurses branch.
How to apply
You can either apply online or at your nearest Police & Nurses branch.
Mobile Consultants - 7 Days
Can't get to us? Police & Nurses Mobile Home Loan Consultants are available 7 days a week to assist with your home loan needs. Simply call 13 25 77 to make an appointment.
Calculators
Work out how much you can borrow and how much your repayments will be with our home loan calculators.
Disclaimer: This material at this website does not take into account your objectives, personal needs or financial circumstances and before you acquire a Police & Nurses home loan you should consider whether the home loan is appropriate for you. Before acquiring or retaining a Police & Nurses home loan, you should consider the Product Disclosure Statement . A Product Disclosure Statement and Financial Services Guide may be downloaded from this website. All home loans are subject to application approval. Standard lending criteria, terms, conditions, fees and charges apply. Conditions may vary in different states. Please contact Police & Nurses Credit Society for further information.