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Lifestyle Home Loan

If you require a home loan with additional features such as an offset account or discount introductory rate, Police & Nurses Lifestyle Home Loan offers choice and flexibility.

There are three home loan options available, allowing you to select the features of most benefit to you.

  • Standard variable interest rate
  • Available for owner occupiers and residential property investors
  • Up to 40 year loan term#

 

Interest Rates   Fees & charges  

Calculators Find me a home


Home Loan Key Facts Sheet

 

Features
Interest Rate (%pa)

Standard variable interest rate

Choice of features
  • Lifestyle Option 1:

Discounted introductory interest rate for the first 12 months of your loan; or

  • Lifestyle Option 2:

Standard Variable interest rate with an option of a Mortgage Breaker Offset Account. 100% interest offset facility. Uses your savings to reduce your home loan interest

Your repayment options

Weekly / Fortnightly / Monthly

Payroll deduction, auto transfer, direct debit, Bank@post deposit

Pay off your loan faster

You can make additional repayments

Offset account

Optional

Top up your loan

Use the equity in your home to borrow additional funds (eg. for a new car or rennovations

Minimum top up $5,000

Redraw facility

A redraw facility is available. Allows you to access additional repayments you have made

Minimum redraw $2,000

Minimum loan amount

$20,000 (30 year term)

$150,000 (40 year term)#

Use our Loan Repayment calculator to see difference in repayments

Fees and charges

View loan fees & charges

Loan term

5 - 40 years

Use our Borrowing Power calculator to see the difference in the loan terms

For further information

 

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